Instagram Help Center
Terms of Use
The terms governing use of Instagram, including content permissions, account restrictions, disputes and how Meta may update the agreement.
Read the document(opens in a new tab)Your Terms
& Conditions
The definitive platform for analyzing legal documents with AI precision.
What is Ex-TerCo? Ex-TerCo stands for Extraction of Terms and Conditions. It also happens to sound like "bullshit" in our founder's mother tongue, which frankly should also be the definition of most Terms & Conditions.
Smart Analysis
Press Enter to analyze, Shift+Enter for a new line
Every analysis, including pasted text and uploaded files, may be published on Ex-TerCo and indexed by search engines. Only submit documents you are free to share.
Why Terms & Conditions Matter
Real cases where hidden clauses had devastating consequences for consumers
Disney+ Widow Case
Jeffrey Piccolo's wife died from an allergic reaction at Disney World after being assured food was allergen-free.
The Hidden Clause: Disney tried to use Jeffrey's Disney+ streaming subscription terms to block his wrongful death lawsuit.
Uber Arbitration Trap
Georgia and John McGinty were severely injured in an Uber crash, needing multiple surgeries and facing massive medical debt.
The Hidden Clause: Their 12-year-old daughter's agreement to Uber Eats terms bound them to arbitration, blocking their court case.
Wells Fargo Fraud Shield
Bank employees created 3.5 million fake accounts in customers' names without permission, charging fees and damaging credit.
The Hidden Clause: Wells Fargo used legitimate account terms to block lawsuits about fraudulent accounts they created.
Our Mission
The Goals of Ex-TerCo
Analyzing T&Cs is just the start. This is what we're really fighting for, and it can't be done alone. It will take lawmakers, lawyers, and people like you.
01
One Universal Terms & Conditions
Companies exploit weaker consumer protection and digital illiteracy country by country, making users forfeit their rights. A single, universal T&C framework would be easier to track, audit, and check for exploitative clauses, for everyone, everywhere.
Read the research02
The Highest Common Factor in Law
When any country passes an evidence-based law that protects people from new digital harms like AI, social media, or dark patterns, that protection should be considered for adoption everywhere. Some lawmakers respond faster than others; nobody should be left unprotected by geography.
Read the research03
Sign Before You Buy and Protect Kids
Any T&C should be agreed before purchase, and a product should be exactly what you paid for: a game is a game, a TV is a TV, nothing hidden. And no child should ever be bound by a wall of legal text after buying something. That's not a contract, that's predatory.
Read the researchSee Ex-TerCo in Action
Switch between the tabs, then click the Ex-TerCo icon in the toolbar. Every link in the extension opens the real page on Ex-TerCo.
These are the real Ex-TerCo analyses of each document, exactly as the extension shows them.
Add Ex-TerCo to Chrome(opens in a new tab)Privacy First
Your Privacy is Our Priority
We practice what we preach. Unlike the services we analyze, Ex-TerCo respects your privacy completely.
No Personal Data Collection
We don't require accounts, emails, or any personal information. Use Ex-TerCo completely anonymously.
Smart Caching Only
T&C text and company names are kept for up to one year so the same contract is not analyzed from scratch again. Nothing is tied to you.
No Tracking or Cookies
Zero tracking pixels, analytics cookies, or user profiling. Your analysis sessions are completely private.
Real-time Analysis
All processing happens in real-time. We don't store your browsing history or analysis patterns.
GDPR & CCPA Compliant
Built with privacy regulations in mind. We exceed compliance by not collecting data in the first place.
Free Forever
No hidden costs, no data selling, no ads. Ex-TerCo remains free by keeping our infrastructure lean and ethical.
"If you're not paying for the product, you are the product" except at Ex-TerCo, where you're simply a user we respect.
From the Blog
Deep dives into the terms nobody reads, and the companies that count on it.
Gaming7 min read
Nintendo Can Kill Your Switch 2, and You Agreed to It
The 2025 user agreement lets Nintendo render your console permanently unusable, and it already has, including second-hand buyers who did nothing wrong. A deep dive on the war against the used-game market and two decades of escalating anti-consumer moves.
Read articleBig Tech8 min read
Meta's Terms: Rules for You, Suggestions for Them
A product-by-product deep dive on what Meta's terms take across Instagram, WhatsApp, the Ray-Ban glasses and Quest, how many companies touch that data, the scandals where Meta did far worse than its own rules, and the Aaron Swartz double standard.
Read articleSoftware8 min read
Adobe 2024: 'Agree or Lose Your Work'
Locked out of your own files until you accept new terms. Hidden cancellation fees that took the FTC to court. How subscription software turned a EULA into a hostage note for creative livelihoods.
Read articleDev Tools8 min read
Vercel's Terms: Your Side Project Is the Training Data
The free Hobby tier trades your deployed content for hosting: AI training on by default, shareable with third parties, terminable without notice. A clause-by-clause read of the terms behind the deploy button, including the 30-day arbitration opt-out most developers miss.
Read articleGet new articles from us
One article a week at most. Our deep dives, not your analyses. No tracking, no spam, unsubscribe anytime.
Help Me to Help You
Ex-TerCo is built and run by one person, unemployed, out of pocket, and genuinely fed up with what hides in the fine print. There's no company behind this, no investors, and no data selling. Just the conviction that nobody should need a law degree to know what they're agreeing to.
Every donation goes to keeping the service running and making it faster and better. Anything beyond that goes toward hiring lawyers to take the fight to the corporations writing these terms.
Support the fightEvery bit helps, even sharing Ex-TerCo with a friend.