Places absolute liability for fraudulent or unauthorized password use entirely on the user, with no liability caps, security obligations, or carve-outs for platform negligence.
Covers basic payment mechanics and reserves unilateral discretion to change transaction limits, but omits fee disclosures, refund policies, and cancellation terms expected in financial agreements.
The document is silent on how the contractual terms themselves may be amended, though it notes payment limits can be changed unilaterally without notice or opt-out rights.
Permits holds and fund reversals for vaguely defined breaches or increased risk without notice, cure periods, or appeal rights, and completely omits termination and data export procedures.
Explicitly ties acceptance to opening a business account and clearly limits scope to business use, while properly cross-referencing the main User Agreement and Privacy Policy.
Grants broad, open-ended authorization for identity and credit inquiries without specifying data retention, security standards, or consumer control rights, deferring details to a separate policy.